Our Future Created by Deposits, Moving into an Era in Which Banks Are Chosen by Sociality

I attended a seminar on fair finance the other day.ました。

I was interested in money, so I participated with a light heart, but I felt that this is a content that many people should know.た。

So this time I tried to write an article summarizing the contents and impressions of participatingた。

Event overview

Fair Finance School in Kyoto Citizens Make Finance Green Ethical Date: February 5, 2016 Fri 19:00 20:45 Venue Hitomachi Koryukan Kyoto 3rd Floor Conference Room 3 URL　３階　第３会議室URL：http://fairfinance.jp

Did you know that money deposited in banks can actually be used for projects that promote war and climate change?For example, a company that manufactures inhumane weapons called cluster bombs that kill and injure ordinary citizens from major Japanese banks. A recent survey reveals that approximately 15 trillion yen in investments and loans are being made to fossil fuel-related companies that emit a large amount of approximately 90 billion yen in CO2 emissions.判明しています。

「Everyone should not want to deposit money in a bank that spends money on environmental destruction and warず。
Therefore, in December 2014, we launched the Fair Finance Guide Japanese version, a website that compares banks' investment and lending policies by theme, such as climate change, human rights, and the weapon industry.ce Guide）」日本版（http://fairfinance.jp/）is。

「What is the Fair Finance Guide? Why don't we think together about how we can change the flow of money from citizens to a more ethical one?みませんか。

●Recommended for people like this
Those who are interested in the role of banks, ethical money flow, and the relationship between global corporate activities and social issues.る方

where does the money go？

According to the story I heard this time, the total amount of deposits and savings in Japan at the end of 2013 is said to be over 900 trillion yen.す。

breakdown
639 trillion yen for banks (419 trillion yen for individuals)
129 trillion yen for credit unions (104 trillion yen for individuals)
Japan Post Bank ¥177 trillion

Compared to other countries, Japan has been educated to deposit money in banks and make weapons, so it seems that the percentage of savings is high.です。

This amount of money will have the power to move the entire economy, but what is it being used for?か？

In this seminar, the problem was raised about that part, and it is said that in many cases the funding source for social problems is investment and loans from banks.こと。

Of course, not all money is spent, but if it is used in this way, we citizens are also participating in a movement to create social problems.ます。

What specific problems are occurring in Japanese banks' investments and loans?か？

For example, it has been pointed out that Japanese megabanks are investing and lending a large amount of money to a company that manufactures cluster bombs, whose use is prohibited internationally due to their inhumane nature. There are also cases where funds from Japanese banks are flowing into development projects that are causing例も見られます。

Quote source『fair finance』

They don't invest in companies that use cluster bombs, but they do invest in companies that manufacture cluster bombs.す。

It was also said that it would be difficult to decide whether to invest in a cluster bomb manufacturing company because it does not only manufacture cluster bombs.した。

Of course, banks want to invest in profitable businesses.ね。。

cluster bomb is a container with a few to hundreds of children個の子bomb entered bomb If this container is dropped from an aircraft or fired from a ground artillery or rocket, the lid of the container will open in the air.き、子bomb It is designed to scatter。

It is an inhumane weapon that involves civilians and attacks them indiscriminately.。

Considering that our money is being used to make this, I strongly believe that we should choose our deposits and savings destinations based on our own will.す。

In addition, 1.5 trillion yen has been invested by banks in the nuclear power sector, and six major domestic banks have invested approximately 15 trillion yen in fossil fuel-related projects that have a devastating effect on the ecosystem.です。

However, on the other hand, investment in renewable energy is only about 2 trillion yen, which is regarded as a problem.す。

Another problem is that a major domestic bank is lending 300 billion yen to a black company.す。

Click here for details 　『fairfinance.jp』

summary。

I'm the same, but I haven't deposited enough money to have that kind of influence, so I thought I wouldn't worry about it that much at this point.した。

That being said, the accumulation of each individual will add up to a large sum.ね。

Also, I think that there are many people who use internet banks these days, so I asked them what they think about Rakuten Bank and Japan Net Bank, but they said that they hadn't investigated that area yet.のこと。

Big companies such as Amazon and Rakuten are no longer in the era of lending to store owners, and banks are no longer the only ones to lend, so I'm curious about what will happen in the future.ます。

So when choosing a bank to deposit your precious money,、『Sociality in addition to convenience and soundness性』 let's focus on。

For those who are interested, there is information on choosing a bank, soた『http://fairfinance.jp/』Please see the link in。

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